Problem Statement
Background
Managing shared expenses is a common part of daily life for students, roommates, friends, families, and travel groups.
Although many expense-sharing applications already exist, users still experience problems beyond simple bill calculation.
Most existing applications focus only on financial calculations rather than the social challenges that occur when people share money.
Problems
Problem 1
People feel uncomfortable asking friends to repay debts.
Current Situation
Many users delay debt collection because they fear damaging friendships.
Impact
- Late payments
- Unpaid debts
- Relationship conflicts
SplitDee Solution
AI Reminder
Friendly Chat
Gamification
Problem 2
Users are unsure whether payments have actually been completed.
Current Situation
Payment slips can be unclear or difficult to verify manually.
Impact
- Time wasted checking payments
- Trust issues
- Human error
SplitDee Solution
Smart Slip Verification
Payment Status
Approval Workflow
Problem 3
Managing shared expenses across multiple applications is inconvenient.
Current Situation
Users often switch between:
- Banking App
- Messaging App
- Calculator
- Notes
Impact
Poor user experience
Lost information
Duplicate work
SplitDee Solution
All-in-one Platform
Problem 4
People forget who owes whom.
Current Situation
Expense records become confusing after multiple bills.
Impact
Arguments
Incorrect calculations
Financial confusion
SplitDee Solution
Debt Dashboard
Timeline
History
Problem 5
Traditional expense management applications feel boring.
Current Situation
Users lose motivation to keep records updated.
Impact
Inactive users
Incomplete information
SplitDee Solution
Friendship Pet
Achievements
Gamification
Root Causes
The real problem is not bill splitting.
The real problems are:
- Communication
- Trust
- Transparency
- Motivation
Opportunity
An expense management platform that combines
- AI
- Communication
- Payment Verification
- Gamification
can significantly improve the experience of managing shared expenses.
Why SplitDee
SplitDee is designed to solve both financial and social problems simultaneously.
Rather than replacing existing payment systems,
SplitDee enhances collaboration between people.
Success Indicators
-
Faster payment completion
-
Less manual debt collection
-
Better payment transparency
-
Higher user engagement
-
Better group relationships
Out of Scope
SplitDee will not become
-
Digital Wallet
-
Banking Application
-
Investment Platform
-
Accounting Software
Existing Alternatives
Current users usually use
- Splitwise
- Tricount
- LINE Group
- Banking Applications
- Calculator
- Notes
Current Workflow
Restaurant
↓
Calculate
↓
Screenshot
↓
Send in LINE
↓
Transfer
↓
Send Slip
↓
Wait
↓
Ask Again
↓
Check Again
SplitDee Workflow
Create Bill
↓
Generate QR
↓
Pay
↓
Verify
↓
Done